Secure Mortgage Payments
Ensures your family stays home even if you can't work.
Cover Medical Expenses
Protects your savings from unexpected healthcare costs.
Fund Children's Education
Guarantees your children's future isn't impacted by illness.
Replace Lost Income
Provides financial security if you're unable to earn a living.
Insurances
Streamlined insurance solutions
At Aussem Mortgage Solutions, we understand that life is full of unexpected events. That’s why we offer a wide range of insurance products to help you protect yourself, your loved ones, and your livelihood. We are not financial advisors and cannot provide financial advice, but we can connect you with the right insurance providers to find the best coverage for your unique needs.
Life Cover
Life is full of uncertainties. Life cover ensures your loved ones are financially secure in the event of your passing or a critical illness. This financial safety net allows them to focus on grieving and healing without the added burden of financial hardship.
Income Protection
An unexpected illness or injury can disrupt your income flow and impact your ability to meet your financial obligations. Income protection acts as a safety net, providing you with a regular monthly income until you can return to work. This ensures your bills are paid, and your family's financial stability remains intact
Mortgage Repayment Relief
Losing your job can be stressful, and the added pressure of meeting mortgage repayments can worsen the situation. Mortgage repayment relief provides temporary assistance by covering your monthly home loan repayments for a pre-determined period. This allows you time to find new employment without the worry of foreclosure.
Trauma Cover
Imagine facing a life-altering medical event like a heart attack, stroke, or cancer diagnosis. Trauma cover provides a financial cushion during this challenging time. It pays a lump sum benefit that can help ease the burden of medical bills, living expenses if you need to take time off work or even modifications needed to your home for better accessibility.
Total & Permanent Disability (TPD)
A disability can significantly impact your earning potential and lifestyle. TPD cover ensures you can maintain your financial security even if you become permanently disabled due to an illness or injury. It provides a lump sum benefit that can be used to make necessary adjustments to your living situation, access rehabilitation services, or invest in your future.
Child Cover
We understand that as a parent, your child's well-being is your top priority. Child cover offers financial support in case your child suffers from a critical illness, becomes terminally ill, or faces an unfortunate passing. This benefit can be used to access specialized medical treatment, cover living expenses if a parent needs to take time off work to care for their child or even funeral expenses. It provides peace of mind knowing your child's needs will be taken care of during a difficult time.
Needlestick Cover
Are you a doctor, nurse, or other healthcare worker? Needlestick cover offers you financial protection in case of a serious accident. If you're accidentally pricked by a contaminated needle and contract a bloodborne illness like HIV, Hepatitis B, or C, this insurance pays a lump sum benefit to help with medical costs and lost income.
Home & Contents Insurance
Whether you own your home, rent it out, or lease it, home insurance provides security for your property. It covers damages caused by events like fire, theft, or natural disasters. Contents insurance goes a step further, protecting your belongings inside the home if they're lost, stolen, or damaged.
Cyber Insurance
This policy protects you from the financial burden of cyberattacks. It covers costs stemming from malicious software, hacking attempts, social manipulation tactics used to steal information, extortion threats, and fraudulent activities. It provides peace of mind and a safety net in the ever-changing digital landscape by covering financial losses and expenses caused by these unfortunate events.
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