Faster Approval
Skip the lengthy paperwork and get approved quickly.
Flexibility
Perfect for income sources documented outside the traditional box.
Expert Guidance
Our mortgage brokers will be your side throughout the entire process.
Pay Your Way
We structure flexible repayment tenure.
Low Doc Home Loans
Expert Guidance Every Step.
Having a hard time qualifying for a conventional loan due to lack of proper documents or timeline? Or frustrated with the traditional mortgage application process with tons of paperwork and waiting?
Low doc loans, also known as No-Documentation Mortgage Loans, are a good option for a variety of borrowers, including self-employed individuals, contractors, freelancers, business owners, and investors who may have difficulty proving income through traditional channels. They’re also ideal for anyone who simply wants a faster, less cumbersome loan experience.
With Aussem Mortgage Solutions, you can qualify based on alternative sources that reflect your financial strength. Our experienced mortgage brokers will work closely with you to understand your financial situation and find the best loan options from our panel of over 25 lenders.
Initial Consultation
We'll discuss your financial situation, property goals, and income verification options. This will help us understand your eligibility and tailor a low-doc loan strategy.
Document Gathering
We'll guide you through the specific documents required for your low-doc loan application. This may include Accountant letter, Sef income declaration, business activity statements (BAS) and other alternative income verification documents.
Lender Selection
With a clear understanding of your profile, we'll compare low-doc loan options from various lenders. We'll prioritise competitive rates, fees, and loan features that suit your needs.
Application Processing
We'll work closely with you to complete the loan application and ensure all necessary documentation is submitted accurately.
Loan Approval and Settlement
Our team will keep you informed throughout the approval process and liaise with the lender on your behalf. Once approved, we'll guide you through the settlement process to ensure a smooth property handover.
We are here to help!
Contact Aussem Mortgage Solutions today to discuss how our low-doc loan options can help you secure the financing you need to unlock your next real estate opportunity.
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