Refinancing

Lower monthly repayments

Free up cash flow for other needs

Consolidate debt

Save money by combining debts into one repayment

Reduce loan term

Pay off your home loan and save on interest

Access home equity

Unlock cash in your home for investments or goals

Smart Refinancing

We Do the Work, and You Save.

Feeling stuck with a high-interest-rate home loan can be a significant drain on your finances. Every month, a larger percentage of your hard-earned income goes to interest, leaving less money for saving or achieving other dreams. At Aussem Mortgage Solutions, we understand this frustration.

Whether you are looking to lower your interest rate, consolidate debt, access equity in your home, or shorten your loan term, Aussem Mortgage Solutions can help you.

Our team of experienced mortgage specialists can help you determine if refinancing is right for you and guide you through the entire process.

Initial Consultation

Before we start, we would like to hear from you. We will discuss your current loan, your financial situation, and your hopes for refinancing. May be you are interested in reducing your interest rate or want to pay off your debt faster. Whatever the case, we will identify the best way to make this happen.

Considering the Costs

Refinancing comes at a cost, so it is important to know all fees associated with this process. We'll break down the borrowing costs, such as upfront fees, legal fees, application fees, and valuation fees. We'll also discuss other potential charges so you know exactly what you're getting into.

Impact on Your Loans

Refinancing can impact your loan term, which is the total time you have to repay the loan. We'll discuss the new interest rates you might qualify for and how these rates affect the length of your loan. We'll also consider your income security and any plans you have for relocating or selling the property in the future.

Making the Right Choice

In short, before refinancing your loan, we want to ensure you have a clear picture of your current and future financial situation. There's no rush to decide – it's important to feel comfortable with your repayments and avoid any surprises down the road that could impact your financial circumstances.

Refinancing Made Easy

We will not leave you alone! At Aussem Mortgage Solutions, we're here to guide you through the entire process. We'll help you find the right home loan, understand the costs involved, do the legwork, and get your refinancing approved smoothly.