Self Employed

Income Verified

We verify income for self-employed borrowers.

Fast Approval

We help you obtain the loan as quickly as possible

Best Rates

We get you competitive interest rates.

Pay Your Way

We structure flexible repayment tenure

Self Employed Home Loans

Home loans for self-employed go-getters

Struggling to secure a home loan as self-employed? There are so many advantages that come with being your own boss. However, it can be challenging to get approved for a mortgage in Australia. This is because most lenders have reservations about providing mortgages to freelancers, contractors, and business owners as they lack steady income.

We at Aussem Mortgage Solutions know what you are going through. We specialise in helping self-employed individuals to fulfill their dream of homeownership. Whatever your situation is, we are here to assist you in finding the right home loan and get it approved.

Talk to Your Broker

The first step is to have an open conversation with your broker. You can trust us to share your financial status openly. Discuss any concerns you have regarding your finances. This will help them understand your situation and find suitable solutions to improve your loan approval chances.

Secure Your Tax Records

For a self-employed individual, lenders will demand specific paperwork and tax return records. These papers prove that you have been making money consistently enough to repay the loan. If you're unfamiliar with it, we can help you with legwork and strengthen your loan application.

Establish a Strong Financial Position

Lenders need to assess your financial capability. Providing bank statements that demonstrate responsible money management will significantly increase your chances of loan approval.

Plan For Flexible Payments

Self-employed individuals often experience fluctuating incomes. To ensure consistent monthly loan payments, we help you structure your home loan for maximum flexibility, which allows adjustments if unforeseen circumstances arise.

Apply For A Home Loan

Regardless of employment status, everyone has the opportunity to apply for a home loan. With our expert guidance, you'll be able to secure a home loan suitable for your situation.